If you’d rather pull your toenails out one by one than work on your budget, you’re not alone. Fortunately, there are people out there who actually love budgets (hard to believe, we know), and they’ve built some pretty amazing tools to make it easier for the rest of us.
Check out some of our favorite tech tools below and take your financial game to the next level.
Tech Tools for the Budget Beginner
Getting better at managing money doesn’t mean you have to track every penny on a color-coded spreadsheet. In fact, the best way to set yourself up for success is to start with small, attainable goals. And there are apps for that!
First, check out Trim, which scans your bank account, alerts you to subscriptions you forgot you were paying or maybe no longer want, and texts you with an offer to cancel them for you. Saving money doesn’t get any easier than that!
You can also make sure you’re paying your bills on time with Prism, and download PocketGuard to see at a glance how much money you have left to spend for the day, week, or month after paying your bills and contributing to your savings goal.
Tech Tools for Next-Level Budgeting
Once you start making some progress and feel ready to kick your budgeting up a notch, there’s Mint, a very popular (and free) app for building and tracking a budget. Mint links to your bank accounts to give you a real-time look at your spending habits, complete with budget alerts to keep you on track.
We also love Albert, a financial service that uses tech to automate your budgeting and alert you to simple, actionable steps you can take to improve your financial health. Plus, with Albert Genius, you can text actual human experts for more personalized advice and support as you navigate big purchases and chase your financial goals.
Tech Tools for Building Wealth
With your budgeting under control, it’s time to start looking for opportunities to move from simply saving money to building wealth you can enjoy in the years to come. Start small with Acorns, which rounds up your transactions and puts your “spare change” in an investment portfolio.
For a more advanced (and high-tech) approach to investing, there’s Personal Capital. This tool helps you see a full picture of your financial situation, plan for retirement, and analyze how your investments are performing.
Managing money might be causing you stress now, but these tech tools will make it easier to reach your goals. And with fast, reliable internet from Race, you can trust they’ll run smoothly for stress-free budgeting sessions that keep you on track and headed for success.